Buy Now, Pay Later and Online Instalments from Tranzzo
Increase your sales by up to +20%.
Customers pay in instalments – you get the full amount instantly.
Sell more with buy now, pay later
Sales growth up to +20%
Buy now, pay later for small businesses and major eCommerce projects increases conversion by an average of 20% by removing the price barrier.
Higher average order value
When instalment options are available to buyers on the site, customers tend to choose more expensive products and bundles, spreading payments into manageable instalments.
Simple and convenient
Businesses receive the full funds as early as the next business day after payment, and the customer pays the bank according to a convenient schedule.
Competitive advantage
Offering instalment payments online increases your store's appeal and helps distinguish it from competitors.
The ideal solution for all types of business
Retail & e-commerce
High average order values make customers hesitate to purchase immediately. Buy now, pay later increases both conversion and the average cheque.
Examples: electronics, appliances, furniture, sporting equipment, apparel and footwear.
Online education & courses
Education is often expensive, so giving the option to pay in instalments makes courses more accessible and attracts more students.
Examples: IT courses, marketing, English, professional training.
Medical & cosmetic services
Patients are ready for services but may not have the full amount at once. Instalments lower the barrier for booking.
Examples: dentistry, plastic surgery, cosmetology procedures, diagnostics.
Travel & entertainment
Pricey packages and memberships are easier to buy with instalments. Businesses get more bookings upfront.
Examples: travel, cruises, festival tickets, gym memberships.
Automotive & transport
High prices make purchases challenging for customers. Instalments boost loyalty and help you close bigger deals.
Examples: driving schools, car rental, e-scooter subscriptions, servicing.
High-value services
Buy now, pay later lets businesses scale the sales of high-value items and solutions, making them more accessible to a larger audience.
Examples: jewellery, insurance companies, construction and renovation equipment and materials, business services, B2B services.
Banks enabling BNPL
You can add buy now, pay later to your site with the most popular Ukrainian banks. Tranzzo integrates with leading partners so your clients can choose their preferred bank and complete a purchase in just a few clicks. Available banks and market coverage:
PrivatBank
≈42% issuance
Monobank
≈17% issuance
JSC "Oschadbank"
≈7–8% issuance
First Ukrainian International Bank
≈5% issuance
Why choose Tranzzo's buy now, pay later?
Tranzzo provides your business with the full suite of payment solutions:
Easy and fast setup of buy now, pay later for businesses
All BNPL options at checkout via one integration
AntiFraud system with real-time monitoring
Custom branded checkout
Merchant portal with analytics and reporting
24/7/365 support for your queries
How Tranzzo's buy now, pay later works
- For customers
- For merchants
Connect in 3 steps
If you're looking for how to enable buy now, pay later for eCommerce, the process is as simple as possible:
1
Log in to the merchant portal
2
Select buy now, pay later as a payment
method in the “Payment Solutions” section.
3
Start accepting payments.
Tranzzo's convenient solutions and products you might like
Integrate buy now, pay later together with other Tranzzo services:
Online acquiring
Accept online payments from any card or wallet quickly, securely and with no complicated setup.
LEARN MORE
Solutions for sole traders
Simple tools for running your business, accepting payments quickly and keeping control of your finances.
LEARN MORE
Custom checkout
We'll create a checkout experience in your style so customers feel a personalised journey and trust in your brand.
LEARN MOREFAQs
How does buy now, pay later work for the customer and the business?
How to set up buy now, pay later for eCommerce and online stores?
What are the commissions and fees? Are there any hidden charges?
Can the fee be passed on to the customer?
When do I receive the funds for a “buy now, pay later” payment?
What instalment periods are available for customers at checkout?
What is the minimum and maximum payment for buy now, pay later?
Can I refund a BNPL payment (full or partial)?
Do BNPL payments need to be fiscalised?
Ready to connect buy now, pay later for your business?
Leave a request—we’ll show you how to set up BNPL on your site, select the best model and launch a solution for your business as soon as possible.